Monday, March 14, 2016

Coming SOON! 119 Regent Avenue, Bluffton, SC 29910 - Spacious 2 br 2 1/2 a townhouse for sale

COMING SOON IN WESTBURY PARK IN BLUFFTON, SC - 119 REGENT AVENUE, STUNNING TOWNHOUSE FOR SALE

Coming SOON in Westbury Park, Bluffton, SC
119 Regent Avenue, Bluffton, SC 29910
$190,000
Try low maintenance home in Bluffton, SC. Immaculate 1848 sq ft 2 br 2 1/2 ba townhouse in desirable gated Westbury Park. Open floor plan. Beautiful hardwood floors throughout all downstairs. Bright kitchen with stainless steel appliances. Spacious office. Big closets. Charming quiet backyard. One car garage. It's a must see!
Contact Angelina Singleton with Keller Williams Realty with any questions or to schedule a showing.



ANGELINA SINGLETON

Keller Williams Realty Hilton Head Island and Bluffton
843.290.6513
AngelinaSingletonRealEstate.com
AngelinaSingHHI@gmail.com

Friday, March 4, 2016

New construction homes for sale on Hilton Head Island. Introducing Silver Moss, gated marshfront community on Hilton Head.

Do you want to live in a new construction home? Thinking about building your dream home on the Island?
Have you heard about new gated community off Spanish Wells Road on Hilton Head Island?
Silver Moss is Hilton Head's only new, 48 home gated marshfront community. Homes starting at $430,000. This centrally located 12 acre neighborhood offers membership to Spanish Wells, full landscape maintenance, picnic area with gazebo, grills and firepit. 
All homes are 2200 sq ft +, with 10' ceilings and 8' doors, wood floors, granite tile and stainless steel appliances. Award winning designs!



Call 843.290.6513 for more information about new development on Hilton Head Island - Silver Moss


Angelina Singleton

Keller Williams Realty
843.290.513
AngelinaSingletonRealEstate.com
AngelinaSingHHI@gmail.com

Tuesday, February 23, 2016

How Much House Can I Afford?


Right now, home prices are low, and mortgage rates are attractive.
As a result, the temptation to buy is great, especially for first time homebuyers who want to get in now, while they can save big.
However, just because you think now is a good time to buy does not mean that you should. Make sure you know how much house you can afford on your income before you jump in.

The 25% of Salary Rule of Thumb

Here’s a question I recently received from a friend and reader about how much house he could afford on his income. He referenced Dave Ramsey’s rule of thumb about not having a mortgage payment for more than 25% of your salary:
I have a Dave Ramsey question, PT. I’ve Googled around and cannot find the answer, and was wondering if you knew. Ramsey states that you should spend no more than 25% of your income on your mortgage. Do you think he wants you to calculate property taxes and insurance in your “mortgage payment,” or do you think he is simply calculating principal and interest?
In my answer I said, “yes, Dave definitely wants you to include it.” The second comment on this post suggest that he said so specifically in one of his newspaper columns. Further, taxes and insurance are guaranteed, so you should consider it.
I went on to say that a rule of thumb is limited in it’s simplicity. For instance, I can go out and get a adjustable or variable rate mortgage payment that’s less than 25% of my take home pay today, and tomorrow the housing market could crash another 30%, rates could go through the roof, and I could lose my job. Owning the home outright as quick as possible is sounding like a better rule for the future.

How Much House Can I Afford??

There are a number of things you can do to reduce the cost of your first home, but you still might not be able to handle the costs of homeownership. Let’s look as some ways to help determine the answer to the question, “how much house can I afford?”
In some cases, your mortgage plus interest may be more than your current rent payment. But that’s not all. As we mentioned about, homeownership comes with other costs, including:
  • Property taxes: You will need to make property tax payments. Whether a yearly lump sum is due, or whether you pay monthly with your mortgage payment, this is something to prepare for.
  • Maintenance and repairs: No longer can you have the landlord bear the cost of maintenance and repairs on your dwelling. You are responsible for the costs associated with keeping up the home, and taking care of it. This can cost more than you might expect.
  • Utilities: Many people forget to consider the extra costs associated with a home. In many cases, your home is larger than your rental. This means that it will cost more to heat it. Electricity and water costs are likely to go up as well. And, if your landlord previously paid sewer and garbage collection costs, these are additional expenses.
  • Falling home values: When you are renting, your landlord bears the cost of a falling home value. If you buy, though, you could find yourself underwater — especially if your down payment was small. Are you prepared to take the risk that your home will decline in value?

Test to Find Out What You Can Afford

Before you buy, it is a good idea to go for a “test run” with the increased costs of home ownership. One thing you can do is take 30% of your expected mortgage and interest payment and add it back on. So, if your expected mortgage and interest payment is $1,100, add $330 so that your total estimated monthly costs are $1,430.
Then, consider the difference between what you pay now for your rental and the estimated cost. If you pay $850 in rent now, it means that you will pay an extra $580. Can you afford that much house? Let’s find out with a real savings test.  Next, open a high yield bank account. Put that extra $580 in the account every single month. Do this for at least four months. Are you having difficulty making the new “payment”? If so, you might not be ready to purchase a home. The higher costs may exceed your ability to pay for them.
Before you buy a home, you need to make sure that you are truly ready to shoulder the costs. Otherwise, you will be house poor, and your monthly cash flow will be strained. You could end up in a worse position than if you continued to rent.
Let us help you to find a perfect home on Hilton Head Island or in Bluffton. Call 843.290.6513 or go to angelinasingletonrealestate.com.
Angelina Singleton
Keller Williams Realty Hilton Head Island & Bluffton
AngelinaSingHHI@gmail.com

Article by Philip Taylor

Friday, December 4, 2015

154 Regent Avenue, Bluffton, SC 29910 - Westbury Park home for sale presented by Angelina Singleton, Keller Williams Realty

154 Regent Avenue, Bluffton, SC 29910
Price: $291,000

| 4 Bedrooms | 2 ½ Bathrooms | 2400 Sq. Ft.

Contact Listing agent Angelina Singleton with Keller Williams Realty at 843.290.6513 to get more information or to schedule a showing of 154 Regent Avenue in Westbuty Park, Bluffton, SC.


154 Regent Avenue, Bluffton, SC 29910
 Immaculate Charleston style 4 br 2 1/2 ba home with a very inviting open floor plan in gated Westbury Park. Hardwood floors throughout all 3 stories. High smooth ceilings and crown moldings. Stainless steel appliances and 42” cherry kitchen cabinets. Elegant formal dining room. Spacious family room with wood burning fireplace. Freshly painted interior. Charming oversized wraparound porch. New roof, gutters, HVACs, water heater and spray foam insulation in the entire attic area. Quiet street, close to community amenities. 1st Floor: Living Room, Dining Room, Breakfast Area, Family room with fireplace, Half bath and large storage closet. 2nd Floor: Master bedroom with large walk in closet, en-suite bathroom with double vanity and garden soaking tub, two additional bedrooms (walk in closet in one) with Jack-and-Jill bathroom, laundry room and library area with beautiful built-ins. 3rd Floor: 4th Bedroom/Bonus room with closet and utility room. Must see. Move in condition. Westbury Park offers tree lined streets with sidewalks, many parks, playground, gym, pool and pavilion.
For more information about this Westbury Park home for sale contact us today.

Area: Bluffton - Westbury Park
County: Beaufort

Westbury Park Listing Information:

Address: 154 Regent Avenue
City: Bluffton
State: SC
Zip: 29910
Price: $291,000
Property Type: Single Family
Listing Type: Resale
Status: Active

Property Information:

Bedrooms: 4
Total Baths: 3
Full Baths: 2
Half Baths: 1
Year Built: 2005
Year Remodeled: 2015
Sq. Feet: 2400
Lot Size: .11
Air: Heat Pump, Central
Heat: Heat Pump, Central
Pool: Community Pool
Stories: 3
HOA Dues: $1500/year






Angelina Singleton
Keller Williams Realty
843.290.6513
AngelinaSIngletonRealEstate.com

Monday, November 30, 2015

Coming soon in Bluffton. 154 Regent Avenue for sale in Westbury Park

Don't miss this amazing listing!
154 Regent Avenue, Bluffton 29910

Immaculate Charleston style 4 br 2 ½ ba home with a very inviting open floor plan in gated Westbury Park. Hardwood floors throughout all 3 stories. High smooth ceilings and crown moldings. Stainless steel appliances and 42” kitchen cabinets. Elegant formal dining room. Spacious family room with wood burning fireplace. Freshly painted interior. Charming oversized wraparound porch. New roof, gutters, HVACs, water heater and spray foam insulation in the entire attic area. Quiet street, close to community amenities.

Priced under $300,000





Call today for more information

843.290.6513
Angelina Singleton
Keller Williams Realty

Tuesday, October 27, 2015

Under contract in Hilton Head Plantation. Thinking of selling your Hilton Head property?

Under Contract in less then a week in Hilton Head Plantation!

23 Redstart Path, Hilton Head Island, SC 29926
$415, 000












Thinking of selling your Hilton Head Island home? Receive a custom evaluation for your home, including comparisons to other homes that have recently sold or are on the market. This guarantees you receive the most accurate information available.



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Angelina Singleton

Realtor
843-290-6513
angelinasingletonrealestate.com
kellerwilliams_prim_logo_pms200.png

Sunday, October 18, 2015

Just listed in Hilton Head Plantation. 23 Redstart Path, Hilton Head Island, SC presented by Angelina Singleton, Keller Williams Realty

Just listed in Hilton Head Plantation!
23 Redstart Path, Hilton Head Island, SC 29926
Fully remodeled property priced under $425 000
Click here to view property tour

3 bedroom 2 bathroom
Over 2300 sq ft
Lagoon View
1 car garage

It’s hard to find a better deal in Hilton Head Plantation. This fully remodeled 3 br 2 ba one story home is situated on a very private cul-de-sac lot with a peaceful lagoon view. Just a short distance from Rookery swimming pool. Spacious kitchen with granite countertops and stainless steel appliances. Elegant formal dining. Brand new hardwood and tile floors. Smooth high ceilings. Cozy fireplace. Oversized master suite with a big walk-in closet. Gorgeous master shower with a skylight. Bay windows. Huge laundry room. Back porch with a stone flooring and new wooden deck are great for outdoor entertaining.  New plumbing, HVACs and landscaping!



























Contact Angelina Singleton with Keller WIlliams Realty with any question regarding this property or to schedule a pre-view.
843.290.6513
AngelinaSingletonRealEstate.com
ANgelinaSIngHHI@gmail.com